Do you have trouble tracking or sticking to a budget? If so, You’re not alone. Many Americans experience stress on a monthly basis when they pay their bills or experience unforeseen situations which always brings unforeseen expenses.
Below are some simple and easy to apply concepts to help you become a better budgeter. Give them a try to help you regain control over your personal finances or household budget:
Read MoreAs the holidays approach and fall is in the air this could aba good time to consider a “No Spend Month”. There are a lot of resources out there on this topic, which should serve to illustrate two points. First, that spending and saving are issues many of us face and sometimes struggle with. Second, a “No Spend Month” is completely do-able. If so many others have completed a “No Spend Month” you can too!!
Read MoreProviding a retirement plan for your business can be beneficial to both you as an owner and your employees. With the move away from pension plans many individuals will be relying more heavily on their own savings to provide income during retirement. One of the best tools we have to create retirement savings is a plan through their employer.
If you are considering creating a retirement plan for your small business you have several options. Below will be a discussion about a few of those options. This is not an exhaustive list and there may be some plan types that will benefit you more than another. Prior to implementing a plan you should consult with a seasoned professional (financial advisor and tax advisor) who can help you select the plan that will best fit your small business. The contribution limits and tax deductions can vary from plan to plan and year to year. So, it is advised to work with a trusted advisor.
Read MoreFor many small business owners, their business is their biggest asset as well as the largest producer of their family’s income. Business owners are entrepreneurs and are generally more comfortable taking on risks. For these reasons, small business owners face unique challenges when considering and selecting investments for their portfolios, and it’s important to keep in mind some basic investment principals. Not doing so can cause business owners to take on too much risk unnecessarily and can endanger their business and their income.
Here are three tips that small business owners should use to guide their investing decisions:
Read MoreDo you were children need estate planning documents? If your child is 18 or older, they are technically in adult. Which means you no longer have the legal right to make medical decisions for them, access their medical records, or handle their financial matters. Consider the implications not having the ability to make medical decisions for your child in the case of emergency or if your child becomes incapacitated.
Read More2017 brought many changes for individual taxpayers and small business owners and left many scratching their heads. As we approach tax season here are three tips to keep in mind that may help you as you file your tax returns.
Read MoreWe have that really annoying friend or co-worker who always seems to set goals and then crush them! They seem to have a motivational quote for every situation and conversation. You know who they are; this is not to say that they may not be great people. However, they seem to shine a light on the goals you made that you are not quit achieving.
Read MoreProviding a retirement plan for your business can be beneficial to both you as an owner and your employees. With the move away from pension plans many individuals will be relying more heavily on their own savings to provide income during retirement. One of the best tools we have to create retirement savings is a plan through their employer.
If you are considering creating a retirement plan for your small business you have several options.
Read MoreYou more than likely have seen Financial Professionals call themselves by different titles. And like many other consumers you may be confuse about the differences, or if there are any differences.
If you have ever wondered about the difference between your friend’s Certified Financial Planner™ and your Financial Advisor, keep reading to find out.
Read MoreAs your children grow up, the lessons you teach them become more sophisticated. That should be true even when the topic is money. But many people are uncomfortable discussing finances, so you might feel unsure of where to start or how to convey increasingly complex concepts.
Here are a few conversation starters and activities you can use to begin — and continue — teaching kids about money and personal finance.
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